General Trish Pigott 7 Sep
You’ve been searching for a home; you find a home that has a lot of things on your list of what you are looking for. The only issue is that it requires some renovations and you don’t have the excess finances for those renovations. That’s where a purchase plus improvements mortgage comes in. Many people […]
Read MoreGeneral Trish Pigott 31 Aug
At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. And purchasing a home is one of the biggest decisions most people ever make. Ultimately, the decision is a personal choice, but it helps to look at the pros and cons of buying […]
Read MoreMortgage Tips Trish Pigott 26 Aug
If you do not qualify for traditional financing all is not lost, since you may be eligible for an alternative – or private – funding. Mortgage professionals often have access to private investors who are willing to lend money to BFS individuals looking to obtain mortgages. Although you will pay a higher interest rate – […]
Read MoreMortgage Tips Trish Pigott 20 Aug
The decision to choose a fixed or variable rate is not always an easy one. It should depend on your tolerance for risk as well as your ability to withstand increases in mortgage payments. You can sometimes expect a financial reward for going with the variable rate, although the precise magnitude will ebb and flow […]
Read MoreMortgage Tips Trish Pigott 19 Aug
A successful home buying experience is all about getting the details right from start to finish. These tips for first-time homebuyers will help you navigate the process, save money and close the deal. We organized them into four categories: Preparing to buy tips. Mortgage selection tips. Home shopping tips. Home purchasing tips. Preparing to […]
Read MoreMortgage Tips Trish Pigott 18 Aug
What is equity and how does it work? Home equity is the difference between the value of your home and how much you owe on your mortgage. Home equity is the difference between the value of your home and how much you owe on your mortgage. For example, if your home is worth $250,000 and […]
Read MoreMortgage Tips Trish Pigott 16 Aug
Just like regular housekeeping, looking at your finances is something that needs to be regularly done if you want your finances to be in order and shining. Schedule some time once a week to look over budgets and review your goals to see where you are with what you have in the bank – and […]
Read MoreGeneral Trish Pigott 13 Aug
Home care is something we often neglect. Between our daily and weekly to do lists, home care is something that often falls by the wayside. But it makes a big difference. Your home and property benefit from regular care checkups. The good news is tackling home maintenance in 10-minute increments is the best way to […]
Read MoreMortgage Tips Trish Pigott 11 Aug
When purchasing your home, it will be a time filled with excitement. A product to talk about with your Mortgage Broker is mortgage protection insurance. Mortgage protection insurance can pay some or all of your outstanding mortgage balance if you lose your job, become disabled, or pass away, so you don’t leave a large debt […]
Read MoreGeneral Trish Pigott 9 Aug
A recent survey put out by Royal LePage showed that a growing number of Canadian’s, particularly in the countries largest urban centers own more than one property. More than 10% of Canadians own at least two homes in areas of the Greater Montreal Area, the Greater Toronto Area, and Greater Vancouver. The majority of the […]
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