Why are rates online so much lower than what you are being offered?
February 4, 2026
We’re so glad you’re here. Buying a home, refinancing or renewing your mortgage isn’t just a transaction to us — it’s a turning point. It’s where your story unfolds, where dreams take shape, and where stability meets possibility.
Let’s turn your goals into keys and your vision into home.
— Trish Pigott, Mortgage Broker / Owner
Remember it’s not always just about rates. There is so much more to the best mortgage other than rate. Our job is to find you the best mortgage for your situation and often lenders have unadvertised rate specials that we will be sure to monitor for you right up until closing. Check out our current rates here!
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Whether you want to calculate payments or compare what type of mortgage is best for you, you can explore different options with our calculators. Don’t want to do it yourself? Let us do it, that’s our job. We love working out numbers for our clients.
Use NowApplying for a mortgage couldn’t be easier. Most clients choose to APPLY ONLINE these days but if you prefer to give your information over the phone, we can do that to! Our online application is fully secured and encrypted protecting your information.
Apply NowWant to see what our past clients have to say? Check out our Google Reviews! We love our clients and will bend over backwards to make sure you are looked after.
Check us out!Welcome to Primex
Guiding Canadians Home
Being a partner with Canada’s largest mortgage network, Dominion Lending Centres, we've got you covered. Our team is dedicated to finding smart, personalized mortgage solutions that fit your life and your goals. With over 22 years of experience and access to over 50 different banks and lenders, we believe your home financing journey should feel empowering, transparent, and tailored to you.
Whether you’re taking your first step toward homeownership, renewing your mortgage, or investing in your future — we’re here to make the journey smoother, smarter, and stress-free.
Let’s make your homeownership dreams happen — together.
After not so pleasant experiences dealing with the banks directly, and another mortgage broker, my partner and I were so relieved after having a conversation with Meghan. It was super comforting having her on our side throughout our purchasing experience. She took the time to explain everything in detail and answer all of our questions, genuinely. It was refreshing. There were a few times where panicking moments came up for us after hours, and Trish was always there and available to help walk us through too. We are quite pleased about our experience with Primex!
Janet
Trish and Tamra were fantastic. Found us exactly the sort of mortgage we were looking for, and responded to every question promptly and clearly. Would recommend to anyone.
Keith
I was buying a new build but the project got delayed over 2 years. Month after month, Trish and her team had to re-lock in rates, submit documents etc… they provided excellent service throughout what must have been a very heavy load compared to the typical.
Niels
Trish and her team at Primex Mortgages were able to get me quickly approved for my loan and get me out of debt! I will be forever grateful as they worked so hard and went above and beyond to make sure everything was tip top.
Tammy
Flawless and stress free process for us. Engaged and patient… an amazing team to work with. Highly recommend
Kelli
Thanks for contacting us! We will get in touch with you shortly.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%








February 4, 2026
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Find out how much your home is worth.
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