Why are rates online so much lower than what you are being offered?
February 4, 2026
We’re so glad you’re here. Buying a home, refinancing or renewing your mortgage isn’t just a transaction to us — it’s a turning point. It’s where your story unfolds, where dreams take shape, and where stability meets possibility.
Let’s turn your goals into keys and your vision into home.
— Trish Pigott, Mortgage Broker / Owner
Remember it’s not always just about rates. There is so much more to the best mortgage other than rate. Our job is to find you the best mortgage for your situation and often lenders have unadvertised rate specials that we will be sure to monitor for you right up until closing. Check out our current rates here!
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Whether you want to calculate payments or compare what type of mortgage is best for you, you can explore different options with our calculators. Don’t want to do it yourself? Let us do it, that’s our job. We love working out numbers for our clients.
Use NowApplying for a mortgage couldn’t be easier. Most clients choose to APPLY ONLINE these days but if you prefer to give your information over the phone, we can do that to! Our online application is fully secured and encrypted protecting your information.
Apply NowWant to see what our past clients have to say? Check out our Google Reviews! We love our clients and will bend over backwards to make sure you are looked after.
Check us out!Welcome to Primex
Guiding Canadians Home
Being a partner with Canada’s largest mortgage network, Dominion Lending Centres, we've got you covered. Our team is dedicated to finding smart, personalized mortgage solutions that fit your life and your goals. With over 22 years of experience and access to over 50 different banks and lenders, we believe your home financing journey should feel empowering, transparent, and tailored to you.
Whether you’re taking your first step toward homeownership, renewing your mortgage, or investing in your future — we’re here to make the journey smoother, smarter, and stress-free.
Let’s make your homeownership dreams happen — together.
Once again, Trish, Tamra and the rest of the team have been outstanding at helping us accomplish our dreams. We have used them a few times in the past for refinancing, and this time we were in a VERY rushed purchase to obtain an investment property. This was a new venture for us and Tamra was able to explain everything clearly and got the deal completed – I am sure she is very hardworking behind the scenes as she made the entire transaction feel effortless. Thank you Trish and Tamra and the rest of the ladies, we are so very thankful for you.
Jen
Highly recommended, I got my mortgage approved in 24h. Trish and Meghan are trustworthy, professional and they had worked really hard to get me the best deal. They are still following -up and keeping me updated, making me feeling safe and appreciated ! I cannot be more grateful!
Irina
Flawless and stress free process for us. Engaged and patient… an amazing team to work with. Highly recommend
Kelli
Trish and Meghan were amazing at getting the best mortgage for me. I am so grateful for all your hard work and expertise. They made me feel super comfortable and was always happy to answer all my questions. Today I pick up the keys to my new home, I’m so very happy and you ladies should get 10 stars!!
Gina
Trish and her team assisted us with our first mortgage back in 2010. Throughout the years they have remained in touch with updates and news. In 2020 Trish, Tamra and the team worked extremely hard and assisted us with obtaining the mortgage for our new home, which we absolutely love. Once again the service, knowledge and open communication with this amazing team was top notch. The purchasing of a home is stressful, but with this amazing team we always felt at ease and knew they were doing all the hard work for us behind the scenes. Thank you to the amazing team at Primex Mortgages!
Bianca
Thanks for contacting us! We will get in touch with you shortly.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%








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