Why are rates online so much lower than what you are being offered?
February 4, 2026
We’re so glad you’re here. Buying a home, refinancing or renewing your mortgage isn’t just a transaction to us — it’s a turning point. It’s where your story unfolds, where dreams take shape, and where stability meets possibility.
Let’s turn your goals into keys and your vision into home.
— Trish Pigott, Mortgage Broker / Owner
Remember it’s not always just about rates. There is so much more to the best mortgage other than rate. Our job is to find you the best mortgage for your situation and often lenders have unadvertised rate specials that we will be sure to monitor for you right up until closing. Check out our current rates here!
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Whether you want to calculate payments or compare what type of mortgage is best for you, you can explore different options with our calculators. Don’t want to do it yourself? Let us do it, that’s our job. We love working out numbers for our clients.
Use NowApplying for a mortgage couldn’t be easier. Most clients choose to APPLY ONLINE these days but if you prefer to give your information over the phone, we can do that to! Our online application is fully secured and encrypted protecting your information.
Apply NowWant to see what our past clients have to say? Check out our Google Reviews! We love our clients and will bend over backwards to make sure you are looked after.
Check us out!Welcome to Primex
Guiding Canadians Home
Being a partner with Canada’s largest mortgage network, Dominion Lending Centres, we've got you covered. Our team is dedicated to finding smart, personalized mortgage solutions that fit your life and your goals. With over 22 years of experience and access to over 50 different banks and lenders, we believe your home financing journey should feel empowering, transparent, and tailored to you.
Whether you’re taking your first step toward homeownership, renewing your mortgage, or investing in your future — we’re here to make the journey smoother, smarter, and stress-free.
Let’s make your homeownership dreams happen — together.
Trish and her team at Primex Mortgages were able to get me quickly approved for my loan and get me out of debt! I will be forever grateful as they worked so hard and went above and beyond to make sure everything was tip top.
Tammy
Trish and her team assisted us with our first mortgage back in 2010. Throughout the years they have remained in touch with updates and news. In 2020 Trish, Tamra and the team worked extremely hard and assisted us with obtaining the mortgage for our new home, which we absolutely love. Once again the service, knowledge and open communication with this amazing team was top notch. The purchasing of a home is stressful, but with this amazing team we always felt at ease and knew they were doing all the hard work for us behind the scenes. Thank you to the amazing team at Primex Mortgages!
Bianca
Trish and Meghan were amazing at getting the best mortgage for me. I am so grateful for all your hard work and expertise. They made me feel super comfortable and was always happy to answer all my questions. Today I pick up the keys to my new home, I’m so very happy and you ladies should get 10 stars!!
Gina
Trish, Tamra, and their team are truly amazing. They have assisted me and my family with two different mortgages, one back in 2017 and one very recently in the summer of 2020. I have also received valuable advice form them on other occasions. Aside from being very knowledgable and professional, this team is unique in that they will remain by their clients’ side all the way through the process of obtaining the best mortgage possible. From assessment to advice and actual application, this is a highly-skilled team that keeps its client’s benefit a number-one priority. We will always remain grateful to you guys!
Hadi
CLICK HERE to see what our clients have to say on Google as well!
Thanks for contacting us! We will get in touch with you shortly.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%








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