Why Choose a Mortgage Broker?

People often choose to use a mortgage broker for many reasons, as we have a range of benefits that can simplify the home financing process and save borrowers time and money. Here are some of the reasons why you should be working with a mortgage broker vs directly with one bank:

1. Expert Guidance, Tailored Solutions and You are our Priority

Navigating the complex world of mortgages can be overwhelming. We will work out a strategy for your personal situation rather than just be a mortgage order taker.  We have years of experience and arranged thousands of mortgages so we have seen a wide range of scenarios and are able to structure your mortgage the way you need it.  Whether it’s purchasing a home, refinancing, going through bankruptcy, divorce or other complicated situations, we are experts that can take care of all the details many don’t realize need to be taken into consideration. We have your back!

2. Access to a Wide Range of Lenders

As a mortgage broker, we have access to an extensive network of lenders including major banks, credit unions and financial institutions as well as alternative and private lenders. This means you get to explore a variety of mortgage options and find the best rates available, saving you both time and money.  If you don’t fit with one lender, don’t worry, we have a long list of lenders and banks that will have a product and solution for you.

3. Save Time and Effort

Forget the hassle of shopping around for the best mortgage deal. We are your one stop shop, comparing offers from different lenders to ensure you get the most competitive rates and terms. We have all the partners and connections you will need from start to finish for real estate transactions. And, unlike a bank branch, we are here year after year and know your file inside out so you are never having to re-explain your situation time and time again.

4. Expert Negotiation Skills

Our brokers are skilled negotiators, working on your behalf to secure the best possible mortgage terms. We are in the top 2% of DLC brokers Canada wide and we have top tier status with all lenders giving us access to better rates and promotions than you will see advertised publicly.

5. Simplified Process, Faster Approvals

We streamline the mortgage application process, making it easier and faster for you to secure financing. Our lenders prioritize applications from our office due to efficiency and experience.  Our goal is to get you approved quickly and get you a response to your application within 48 hours of receiving your information.  We pride ourselves on excellent customer service and ensuring you are treated the best when working with our office. We will not steer you wrong.

6. VIP Programs for First Responders, Teachers and Employers 

Not only do we work with Canada’s leading lenders, real estate partners and lawyers and notaries, we have exclusive programs to help reward those that serve our community. We also have a program that employers can offer to their staff that will get them further discounted rates, discounted closing costs and white glove service from start to finish.  Reach out to find out more.

Let’s Get Started!

Your dream home is just a step away. Give us a call at 604-552-6190 or book an appointment HERE.

Trust Primex for expert guidance and a stress-free mortgage journey.