Get Pre-Qualified FIRST!  – Before you even start looking at homes, ensure you are pre-qualified by a mortgage broker.  This way you get advice, knowledge and experience from someone that has access to more than just one bank.

Get your Finances in order – At this point you will want to pay down as much consumer debt as you can!  Buying a home with all debts racked or near limit is not how you want to start home ownership.

Get your Documents in order – This is when you want to start to gather what your mortgage broker told you that you’ll need.  If you do this before you make your offer, then it will be less stressful during your subject removal period.

Get your Budget in order – Ensure you know what your budget is so that you can account for your new mortgage payment and property taxes as well as strata fees if you are looking at a condo. 

Get your Partners in order – Work with people that you trust, have experience and knowledge about the entire process and are committed to working tirelessly to ensure you have the best home buying experience.  There’s always bumps but you will want people who have your best interest at heart.

I have helped hundreds of home owners with their mortgages and worked with many people for months and in some cases years while they shop for their home.  Even if you are thinking about getting into the market, call now, it’s never too early.  I will personally look after your file from start to finish and can be reached at 604-729-7940.