It’s always asked if one should consider a refiance or wait for their current term to mature.  Here’s a few tips to help you decide:

*If your current mortgage rate is more than .50% higher than todays current rates

*If you have equity in your home and high interest debt that you are no where near paying off

*If you need access to funds that are at high interest rates resulting in high monthly payments

*If you need access to funds to purchase investments or complete renovations

*If you need an improvement to your monthly cash flow because your bills are too high and need to consolidate

Those are all very common reasons why one will refinance so if you think you would like to explore options, contact me and I will do a free analysis to tell you if it makes sense or not.