General Trish Pigott 26 Jul
Creating a monthly budget is the quickest way to take control of your finances and understand where your money is going. You can then review your monthly spending habits to get a snapshot of your incoming and outgoing transactions, and determine areas for improvement. Step 1: Calculate Your Income The very first step to creating […]
Read MoreGeneral Trish Pigott 19 Jul
Looking for financial advice on your personal finances? Here are five timeless recommendations: 1. Start Investing Small and Early Only around 5% of Canadians under 25 have a TFSA (Tax Free Savings Account), which means 95% have already missed out on seven years of compounded returns. Starting small could be as little as $100 month, […]
Read MoreGeneral Trish Pigott 14 Jul
Yesterday the Bank of Canada surprised all economists and financial industry professionals by an increase to the overnight target rate of 1.00%. This was in response to the continued rise of inflation across the country. Most were only predicting an increase of 0.75%, so the 1.00% was higher than expected. Here’s what you need to […]
Read MoreGeneral Trish Pigott 12 Jul
Have you found your dream home and can’t wait to check it out in person? Here are a few important things to look for when you go for a home tour. Odor: Unusual smells can indicate problems such as mold or mildew issues. Plumbing and Electrical: Check water pressure and electrical systems to ensure there […]
Read MoreGeneral Trish Pigott 7 Jul
Mortgage pre-approval means that a lender has stated (in writing) that you qualify for a mortgage. They will specify the term, interest rate and amount you qualify for based on the documentation you submitted of your current income and credit history. There are three benefits to getting a mortgage pre-approval: 1. It confirms the maximum […]
Read MoreMortgage Tips Trish Pigott 27 Jun
With the recent changes in interest rates by the Bank of Canada, variable-rate mortgage holders have started to panic. We wanted to address these concerns, to assure you that the sky is not falling. Despite what you see in the news, you do not need to panic! There is still lots of opportunity in this […]
Read MoreGeneral Trish Pigott 24 Jun
It’s that time of year! Property taxes are due on July 4th, 2022 – You must claim your Home Owner Grant (if eligible) by then as well! Home Owner Grant The easiest way to apply for your Home Owner Grant is online. This grant is a credit of $570 that will go towards the total […]
Read MoreGeneral Trish Pigott 21 Jun
If you think you’re ready for home ownership then this post is for you! Owning a home requires more than stable employment and money for a down payment – Here are a few additional things to consider. 1. You Can Afford Your Down Payment & Ongoing Costs Once you have the down payment, it is […]
Read MoreGeneral Trish Pigott 17 Jun
Do you know a First Responder? Perhaps it’s yourself! As a thank you for serving our community, we have teamed up with other industry professionals to help save you money around the costs of purchasing a home or refinancing your current one. Contact our office at 604-552-6190 to find out about our amazing First Responders […]
Read MoreGeneral Trish Pigott 14 Jun
A few simple steps to healthy credit… Just like you have a physical every year to make sure you’re healthy, you should do the same for your credit score. Here are a few things you should be looking for. Mistakes Make sure your personal information is correct and up to date. This includes your date […]
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