General Trish Pigott 15 Oct
When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to a modular home, the choices are seemingly endless. Before you start widening your search, let’s take a look at what makes these home types different – and which one is perfect […]
Read MoreMortgage Tips Trish Pigott 14 Oct
Buying a home is one of the most important financial decisions you will make. It’s common for a first-time homebuyer, or even someone who is experienced in the process, to feel overwhelmed when it comes to industry jargon. To help you understand the process and have confidence in your choices, I have put together some […]
Read MoreMortgage Tips Trish Pigott 13 Oct
Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially, refinancing allows you to pay off your existing mortgage and replace it with a new one. There are a variety of reasons to consider mortgage refinancing, such as wanting to leverage large increases in property value, […]
Read MoreGeneral Trish Pigott 12 Oct
Part of trying to be the best team we can for our clients is staying aware of what questions can we easily answer and help with. The biggest topic we see searched is for mortgage calculators. We have an app that can help with that! The My Mortgage Toolbox application was designed to make it simple […]
Read MoreMortgage Tips Trish Pigott 6 Oct
Selling your current home and moving into a new one can be stressful enough, let alone worrying about your current mortgage and whether you’re able to carry it over to your new home. Porting enables you to move to another property without having to lose your existing interest rate, mortgage balance and term. And, better […]
Read MoreGeneral Trish Pigott 5 Oct
Have you been considering purchasing a home on a leasehold property? Living in Vancouver the market can be expensive, this is an option to owning with a smaller purchase price. There are drawbacks to this route. Like anything its always good to read the fine print. A leasehold property means that the owner owns the […]
Read MoreGeneral Trish Pigott 1 Oct
With multiple offers and bidding wars now the new norm, our clients find themselves, in the heat of the experience, contemplating a subject-free offer. Most of our clients are totally qualified. They have well established careers and businesses, amazing credit ratings, large down payment funds, etc. They are the type of clients who will […]
Read MoreGeneral Trish Pigott 28 Sep
It’s easy to get caught up in the idea that comparing mortgage rates will guarantee your dollar is stretched further. While this may be true for particular situations, there are many scenarios where this strategy is not effective. Following are three reasons why it doesn’t always pay to make a decision based solely on rates. […]
Read MoreLatest News Trish Pigott 23 Sep
There have been some exciting moves in the mortgage rate news since the BoC announcement earlier this month. Below is an excerpt from Canadian Mortgage News about the recent changes. Six Big banks have lowered their 5-year fixed mortgage rate over the last couple weeks. The banks dropped their uninsured 5-year fixed rate by 25 […]
Read MoreGeneral Trish Pigott 22 Sep
Misconception No. 1: Your interest rate reflects the true cost of your mortgage. Your annual percentage rate (APR) is actually the figure that represents the true cost of your mortgage. It is inclusive of your interest rate, points, mortgage insurance (when applicable) and other fees, including mortgage default insurance and lender fees. It does not […]
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