General Trish Pigott 25 Feb
“Should I buy or lease a vehicle?” This is a common question that we often hear and the answer depends on the specifics of your situation. Many consumers overburden themselves with car payments that they simply can’t afford. What people don’t realize, is how much it can affect your debt ratios and the ability it […]
Read MoreHome Tips Trish Pigott 24 Feb
A home inspection may not be the most exciting part of your home buying journey, but it is extremely important and can save you money and a major headache in the long run. In a competitive housing market, there can sometimes be pressure to make an offer right away without conditions. However, despite the competition, […]
Read MoreGeneral Trish Pigott 22 Feb
Your credit score affects all aspects of your financial activities when it comes to borrowing money. It also has the ability to affect the job you get, the apartment you rent, and whether you can open a bank account. What is a credit score? Your credit score, or beacon score, is a number that gives […]
Read MoreGeneral Trish Pigott 15 Feb
Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it! Well, you might have one kind of insurance, but you might be missing coverage elsewhere. It is important to understand all the different insurance […]
Read MoreGeneral Trish Pigott 11 Feb
As 2022 begins to unfold, we are planning on doing a better job internally to help you with the regular reminders of home ownership. As we navigated the busiest real estate year in history last year, we ran into a few road blocks where clients were not aware that they had to submit their […]
Read MoreGeneral Trish Pigott 8 Feb
With RSP season right around the corner, now is a good time to understand some of the limits and important dates for 2022. What is the 2022 limit for RRSPs? For the 2022 taxation year, the contribution limit for an RRSP is 18% of earned income. While the percentage has not changed for a number […]
Read MoreLatest News Trish Pigott 4 Feb
Last week the Bank of Canada announced that they would leave the overnight target rate unchanged but has given indications that they will begin raising rates back to a normal pre-pandemic level going forward. This is good news for Variable Rate Mortgage holders, those with lines of credits or loans tied to your banks prime […]
Read MoreGeneral Trish Pigott 7 Dec
In line with the Bank of Canada’s forecast, the economy rebounded sharply in the third quarter following the weak performance in Q2. Stats Canada announced this morning that GDP grew by a whopping 5.4% in Q3 following the downwardly revised 3.2% earlier in Q2. As pandemic restrictions phased out and businesses resumed normal operations, […]
Read MoreGeneral Trish Pigott 4 Nov
Here we are once again at a cross road to either lock in or remain in your ultra low variable rate mortgage. Basically we are sitting at all time historical lows with mortgage rates. We have never seen the Bank of Canada reduce rates to this level which in turn affects the Prime rates which […]
Read MoreGeneral Trish Pigott 28 Oct
The Bank of Canada surprised markets on Oct. 27th with a more hawkish stance on inflation and the economy. The Bank released its widely anticipated October Monetary Policy Report (MPR) in which its key messages were: * The Canadian economy has accelerated robustly in the second half. * Labour markets have improved, especially in the […]
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