When Higher Rates can be Better.

General Trish Pigott 18 Jan

When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other important factors that you should look […]

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10 Money Saving Tips.

General Trish Pigott 11 Jan

It’s the new year, and it’s time for some new goals. Whether your goals are fitness related, incorporating something new into your routine, or reminding yourself to take a few minutes to breathe, it’s never a bad time to include new financial goals. When it comes to saving money, there are a lot of little […]

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Move Your Mortgage ~ Earn Cash!

General Trish Pigott 22 Nov

If you are looking to move your mortgage to either lower your payment or consolidate debt, take advantage of our Move Your Mortgage campaign and earn up to $1500 Cash Back!  Let us shop all the lenders in the market and help you decide if Moving Your Mortgage is the best option for you. *Minimum […]

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Second Mortgage or Refinance?

Mortgage Tips Trish Pigott 29 Sep

A second mortgage may be something to consider if you’ve built equity in your property and need access to a loan. Consider using this equity for refinancing, renovations, or debt consolidation. What is a Second Mortgage? A secondary loan taken out on a property for which you already have a mortgage. This is not the […]

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Insurance 101

General Trish Pigott 22 Sep

Not all insurance products are created equal. One of the most common mistakes people make is assuming they have coverage when they don’t. While you may have one kind of insurance, it won’t cover everything. It is important to understand all of the different products to ensure you are properly covered. To help you have […]

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Retirement Options As a Canadian

General Trish Pigott 20 Sep

Have you been thinking of retirement? People over the age of 55 currently represent 33.09% of the total Canadian population. This part of the population knows what they want in order to live a fulfilling life as they enter retirement. However, they do not always have the financial means available to them to support their […]

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Time For a Mortgage Transfer?

General Trish Pigott 16 Sep

You may be thinking of a mortgage transfer or change because you want to take advantage of a better interest rate. Or perhaps you’d like to switch to a mortgage product with terms that better suit your needs. Either way, there are a few different scenarios you could find yourself in. Up for renewal? If […]

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Overnight Rate Gets Hiked Again

General Trish Pigott 9 Sep

The Bank of Canada Hiked Rates Again And Isn’t Finished Yet On Wednesday, the Bank of Canada raised its target for the overnight rate by 75 basis points to 3.25% and signaled that the policy rate would rise further. The Bank is also continuing its policy of quantitative tightening (QT), reducing its holdings of Government […]

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Financial Stress Management

General Trish Pigott 6 Sep

Let’s talk about financial stress. If you lost your job tomorrow, would you be okay? Having financial knowledge allows you to better assess your options and create a plan without getting overwhelmed. However, even with the best plans and all the financial literacy in the world, it’s impossible to completely eliminate financial stress. So, how […]

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How Rising Interest Rates Affect Your Debts

General Trish Pigott 1 Sep

Rising inflation combined with a strengthening post-pandemic economy, gives both reason and opportunity for the Bank of Canada (BOC) to further raise interest rates through to the end of 2022 and beyond. The 1% increase to the benchmark overnight rate in early July was a wake-up call. Unfortunately, they were not bluffing and are prepared […]

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