Debt Consolidation: To Do It or Not?

Mortgage Tips Trish Pigott 30 Aug

Have you considered debt consolidation? If you are a Canadian living in debt, you are not alone. According to Statistics Canada, household debt grew faster than income last year, with Canadians owing $1.83 for every dollar of household disposable income to debt(1). Canadian households use almost 13.48% of income for debt re-payment(2). So how can […]

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Kitchen renovations: Are they worth it?

General Trish Pigott 26 Aug

Thinking of doing kitchen renovations? Although they may add value to your home, it’s worth asking yourself why you want to renovate in the first place. Do you want to sell in the near future and boost the sale price? Or do you want to make changes to better suit your lifestyle? The answers to […]

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Technology Upgrades For Your Home

General Trish Pigott 23 Aug

Are you an early adopter of technology? If you’re not, it can feel as though you’re constantly behind the curve with the ever-evolving startups, apps, and new devices. Trying to catch up can be daunting and very expensive. However, there are quick, reasonably-priced steps you can take in your home to bring it a step […]

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How to Qualify for a Mortgage

General Trish Pigott 18 Aug

When it comes to shopping for a mortgage, it’s important to know what you need to qualify – However, it’s just as important to understand some of the reasons you don’t qualify. This will allow you to make some changes and budget accordingly for when the time is right. If you are in the market […]

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Inflation Update Brings Good News

Latest News Trish Pigott 12 Aug

It was widely expected that US consumer price inflation would decelerate in July, reflecting the decline in energy prices that peaked in early June. The US CPI was unchanged last month following its 1.3% spike in June. This reduced the year-over-year inflation rate to 8.5% from a four-decade high of 9.1%. Oil prices have fallen […]

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7 Steps to Becoming a Homeowner

General Trish Pigott 9 Aug

Becoming a homeowner is one of the most exciting and rewarding moments in life! While people don’t always dream of the perfect mortgage, we do grow up dreaming of a white picket fence and our dream home. Even if you imagined your dream home as a 6-bedroom mansion, we all have to start somewhere! This […]

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Investing in TFSA or RRSP

General Trish Pigott 5 Aug

A common financial mistake that people make is not investing in their Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA) early enough. They often don’t start contributing until later in life when they are more financially stable. The truth is, starting smaller and earlier, will be more beneficial. Your retirement fund could grow […]

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Use an Investment Property As Your Pension

General Trish Pigott 2 Aug

An investment property can be a great option if you’re looking for a way to generate additional monthly income. It can also be a great opportunity to help grow your wealth over time. We’ve summarized three key benefits of owning an investment property below. Supplement your income now and boost your future pension, creating more […]

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Stay Cool This Summer

General Trish Pigott 28 Jul

Can you believe we are already halfway through Summer?! To maximize your enjoyment for the remainder of the season, we have some great tips for staying cool AND saving money. 1. Cook in the Great Outdoors Summer is all about enjoying the sunshine, spending time with friends and family, and relaxing in your own personal […]

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How to Create a Monthly Budget

General Trish Pigott 26 Jul

Creating a monthly budget is the quickest way to take control of your finances and understand where your money is going. You can then review your monthly spending habits to get a snapshot of your incoming and outgoing transactions, and determine areas for improvement. Step 1: Calculate Your Income The very first step to creating […]

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