Understanding your Credit Score.

General Trish Pigott 8 Feb

One of the important factors in home ownership is understanding things like your credit score.  Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to qualifying for a mortgage at the […]

Read More

5 House Hunting Mistakes to Avoid.

General Trish Pigott 1 Feb

Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few common mistakes to avoid and be aware of before you start your journey: Not Getting Pre-Approved: One of the biggest mistakes when it comes to […]

Read More

The Bank of Canada Announcement & What This Means for You.

General Trish Pigott 25 Jan

The Bank of Canada was expected to raise rates another .25% higher, and that is exactly what was announced this morning. The policy rate is now 4.50%, the highest rate since 2007. Which is the bank’s 8th consecutive rate hike in the past year, but the smallest one yet. Some have predicted that for the […]

Read More

When Higher Rates can be Better.

General Trish Pigott 18 Jan

When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other important factors that you should look […]

Read More

10 Money Saving Tips.

General Trish Pigott 11 Jan

It’s the new year, and it’s time for some new goals. Whether your goals are fitness related, incorporating something new into your routine, or reminding yourself to take a few minutes to breathe, it’s never a bad time to include new financial goals. When it comes to saving money, there are a lot of little […]

Read More

Move Your Mortgage ~ Earn Cash!

General Trish Pigott 22 Nov

If you are looking to move your mortgage to either lower your payment or consolidate debt, take advantage of our Move Your Mortgage campaign and earn up to $1500 Cash Back!  Let us shop all the lenders in the market and help you decide if Moving Your Mortgage is the best option for you. *Minimum […]

Read More

Second Mortgage or Refinance?

Mortgage Tips Trish Pigott 29 Sep

A second mortgage may be something to consider if you’ve built equity in your property and need access to a loan. Consider using this equity for refinancing, renovations, or debt consolidation. What is a Second Mortgage? A secondary loan taken out on a property for which you already have a mortgage. This is not the […]

Read More

Insurance 101

General Trish Pigott 22 Sep

Not all insurance products are created equal. One of the most common mistakes people make is assuming they have coverage when they don’t. While you may have one kind of insurance, it won’t cover everything. It is important to understand all of the different products to ensure you are properly covered. To help you have […]

Read More

Retirement Options As a Canadian

General Trish Pigott 20 Sep

Have you been thinking of retirement? People over the age of 55 currently represent 33.09% of the total Canadian population. This part of the population knows what they want in order to live a fulfilling life as they enter retirement. However, they do not always have the financial means available to them to support their […]

Read More

Time For a Mortgage Transfer?

General Trish Pigott 16 Sep

You may be thinking of a mortgage transfer or change because you want to take advantage of a better interest rate. Or perhaps you’d like to switch to a mortgage product with terms that better suit your needs. Either way, there are a few different scenarios you could find yourself in. Up for renewal? If […]

Read More