When it comes to the Canadian housing market, there are lots of options. From renting an apartment to owning a single-family home, it all comes down to where you’d like to live and what you can afford. There is no right or wrong answer when it comes to whether you should rent or buy, but […]

Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner and avoids delaying retirement. As much as parents want to help their kids, it should not be […]

As we get ready for the tax season, now more than ever you need to plan ahead.  This is especially crucial when it comes to self-employed borrowers. We’ve provided some insight below on how reporting your income can affect you as a home buyer or borrower. Self Employed Borrowers For self-employed people, banks will look […]

“Should I buy or lease a vehicle?” This is a common question that we often hear and the answer depends on the specifics of your situation. Many consumers overburden themselves with car payments that they simply can’t afford. What people don’t realize, is how much it can affect your debt ratios and the ability it […]

Your credit score affects all aspects of your financial activities when it comes to borrowing money. It also has the ability to affect the job you get, the apartment you rent, and whether you can open a bank account. What is a credit score? Your credit score, or beacon score, is a number that gives […]