Mortgage Refinancing 101

Mortgage Tips Trish Pigott 11 Mar

Mortgage refinancing refers to the process of renegotiating your current mortgage agreement. It allows you to pay off your existing loan and replace it with a new one that better suits your needs. When done properly, it can help reduce financial stress and get you back on track for your financial future. Reasons to refinance: […]

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It’s Almost Time for Spring Cleaning

Home Tips Trish Pigott 4 Mar

Spring is just around the corner! While nobody enjoys spring cleaning, we can all appreciate having a fresh home. We have provided some spring cleaning tips below to help you tackle your home and get it looking its best for the season ahead. Create a Playlist Everything is more fun with a great playlist! Not […]

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Check Out Our Mortgage Toolbox App

Mortgage Tips Trish Pigott 4 Mar

Did you know that we have a mortgage toolbox app? 📲 It gives you access to premium tools to help plan your mortgage. Click here to download it today and have all things mortgage-related at your fingertips.  Available on the App Store and Google Play. By using our mortgage toolbox app you can: Calculate your […]

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How Do Car Payments Affect Your Debt Ratio

General Trish Pigott 25 Feb

“Should I buy or lease a vehicle?” This is a common question that we often hear and the answer depends on the specifics of your situation. Many consumers overburden themselves with car payments that they simply can’t afford. What people don’t realize, is how much it can affect your debt ratios and the ability it […]

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Why You Should Get a Home Inspection

Home Tips Trish Pigott 24 Feb

A home inspection may not be the most exciting part of your home buying journey, but it is extremely important and can save you money and a major headache in the long run. In a competitive housing market, there can sometimes be pressure to make an offer right away without conditions. However, despite the competition, […]

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Understanding Your Credit Score

General Trish Pigott 22 Feb

Your credit score affects all aspects of your financial activities when it comes to borrowing money. It also has the ability to affect the job you get, the apartment you rent, and whether you can open a bank account. What is a credit score? Your credit score, or beacon score, is a number that gives […]

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What You Need to Know About Insurance

General Trish Pigott 15 Feb

Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it! Well, you might have one kind of insurance, but you might be missing coverage elsewhere. It is important to understand all the different insurance […]

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Speculation and Vacancy Tax Declarations Are Now Due

General Trish Pigott 11 Feb

  As 2022 begins to unfold, we are planning on doing a better job internally to help you with the regular reminders of home ownership. As we navigated the busiest real estate year in history last year, we ran into a few road blocks where clients were not aware that they had to submit their […]

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RSP Season is Around the Corner

General Trish Pigott 8 Feb

With RSP season right around the corner, now is a good time to understand some of the limits and important dates for 2022. What is the 2022 limit for RRSPs? For the 2022 taxation year, the contribution limit for an RRSP is 18% of earned income. While the percentage has not changed for a number […]

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Interest Rates Will Begin to Rise

Latest News Trish Pigott 4 Feb

Last week the Bank of Canada announced that they would leave the overnight target rate unchanged but has given indications that they will begin raising rates back to a normal pre-pandemic level going forward.  This is good news for Variable Rate Mortgage holders, those with lines of credits or loans tied to your banks prime […]

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