Should You Rent or Buy?

General Trish Pigott 22 Mar

When it comes to the Canadian housing market, there are lots of options. From renting an apartment to owning a single-family home, it all comes down to where you’d like to live and what you can afford. There is no right or wrong answer when it comes to whether you should rent or buy, but […]

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Financial Independence for Kids

General Trish Pigott 18 Mar

Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner and avoids delaying retirement. As much as parents want to help their kids, it should not be […]

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Tax Season is Upon Us

General Trish Pigott 15 Mar

As we get ready for the tax season, now more than ever you need to plan ahead.  This is especially crucial when it comes to self-employed borrowers. We’ve provided some insight below on how reporting your income can affect you as a home buyer or borrower. Self Employed Borrowers For self-employed people, banks will look […]

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Mortgage Refinancing 101

Mortgage Tips Trish Pigott 11 Mar

Mortgage refinancing refers to the process of renegotiating your current mortgage agreement. It allows you to pay off your existing loan and replace it with a new one that better suits your needs. When done properly, it can help reduce financial stress and get you back on track for your financial future. Reasons to refinance: […]

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It’s Almost Time for Spring Cleaning

Home Tips Trish Pigott 4 Mar

Spring is just around the corner! While nobody enjoys spring cleaning, we can all appreciate having a fresh home. We have provided some spring cleaning tips below to help you tackle your home and get it looking its best for the season ahead. Create a Playlist Everything is more fun with a great playlist! Not […]

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Check Out Our Mortgage Toolbox App

Mortgage Tips Trish Pigott 4 Mar

Did you know that we have a mortgage toolbox app? 📲 It gives you access to premium tools to help plan your mortgage. Click here to download it today and have all things mortgage-related at your fingertips.  Available on the App Store and Google Play. By using our mortgage toolbox app you can: Calculate your […]

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How Do Car Payments Affect Your Debt Ratio

General Trish Pigott 25 Feb

“Should I buy or lease a vehicle?” This is a common question that we often hear and the answer depends on the specifics of your situation. Many consumers overburden themselves with car payments that they simply can’t afford. What people don’t realize, is how much it can affect your debt ratios and the ability it […]

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Why You Should Get a Home Inspection

Home Tips Trish Pigott 24 Feb

A home inspection may not be the most exciting part of your home buying journey, but it is extremely important and can save you money and a major headache in the long run. In a competitive housing market, there can sometimes be pressure to make an offer right away without conditions. However, despite the competition, […]

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Understanding Your Credit Score

General Trish Pigott 22 Feb

Your credit score affects all aspects of your financial activities when it comes to borrowing money. It also has the ability to affect the job you get, the apartment you rent, and whether you can open a bank account. What is a credit score? Your credit score, or beacon score, is a number that gives […]

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What You Need to Know About Insurance

General Trish Pigott 15 Feb

Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it! Well, you might have one kind of insurance, but you might be missing coverage elsewhere. It is important to understand all the different insurance […]

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