Mortgage penalties from anywhere between $1,000 – $20,000 or more – which side of the spectrum are you on? **ARE YOU AWARE** that if you want to break your mortgage and pay it out, switch lenders, take advantage of a lower rate, access equity in your home (refinance) or anything like this and your term […]

Did you know that most lenders have a “sliding scale” for purchases that are over 1.25 million dollars. What this means is you will have to put more than 20% down.  The sliding scale differs with each lender, but the majority of them will lend up to 80% of the first 1.25 million and then […]

Excited to share we are moving to a new location in Pitt Meadows! We will still have the option to meet clients at our Port Coquitlam location as well but as of October 1st we will be in our new space! Stay tuned for further details to come!

If you are self-employed, this new announcement could be really good news!  Canada Mortgage and Housing Corp. is making changes in hopes to make it easier for you self-employed borrowers to qualify for a mortgage. “The national housing agency says it’s giving lenders more guidance and flexibility to help self-employed borrowers.” However some of you may […]

BANK OF CANADA RATE ANNOUNCEMENT: As expected the Bank of Canada has raised its benchmark interest rate .25% from 1.25 to 1.50. If you are wondering how this affects your mortgage, message us. Banks are following suit by raising prime rates by .25%, prime is now 3.70%.  This equals a payment increase of approximately $13 […]

CALLING ALL HR AND COMPANY OWNERS! We are offering a great new benefit to BC companies that will help attract and retain employees by staying ahead of the most talked about topic among staff in the work place, HOME OWNERSHIP! The goal of the program is to provide education to employees about all things home […]

5 Tips on how to get out of debt and into your own home

Are you wanting to access the equity in your home?  If so you need to read this fantastic article.  It provides a better picture of what it looks like to refinance in 2018.   The mortgage world is ever changing, with new rules being implemented what seems to be regularly.  It is our job to stay […]

Are you or someone you know a First Responder? If so, you have to contact our office 604-552-6190 to find out about our amazing First Responder Program!!  We have teamed up with other like minded individuals in this industry to help save you money around the costs with purchasing or refinancing.  

We are always looking for ways to save you money and ensure you have the best products when it comes to home ownership. Whether your home insurance is expiring next month or next year, just like a mortgage, don’t sign on the dotted line without shopping first. We have a partner that will do that […]