If you are self-employed, this new announcement could be really good news!  Canada Mortgage and Housing Corp. is making changes in hopes to make it easier for you self-employed borrowers to qualify for a mortgage. “The national housing agency says it’s giving lenders more guidance and flexibility to help self-employed borrowers.” However some of you may […]

BANK OF CANADA RATE ANNOUNCEMENT: As expected the Bank of Canada has raised its benchmark interest rate .25% from 1.25 to 1.50. If you are wondering how this affects your mortgage, message us. Banks are following suit by raising prime rates by .25%, prime is now 3.70%.  This equals a payment increase of approximately $13 […]

CALLING ALL HR AND COMPANY OWNERS! We are offering a great new benefit to BC companies that will help attract and retain employees by staying ahead of the most talked about topic among staff in the work place, HOME OWNERSHIP! The goal of the program is to provide education to employees about all things home […]

5 Tips on how to get out of debt and into your own home

Are you wanting to access the equity in your home?  If so you need to read this fantastic article.  It provides a better picture of what it looks like to refinance in 2018.   The mortgage world is ever changing, with new rules being implemented what seems to be regularly.  It is our job to stay […]

Are you or someone you know a First Responder? If so, you have to contact our office 604-552-6190 to find out about our amazing First Responder Program!!  We have teamed up with other like minded individuals in this industry to help save you money around the costs with purchasing or refinancing.  

We are always looking for ways to save you money and ensure you have the best products when it comes to home ownership. Whether your home insurance is expiring next month or next year, just like a mortgage, don’t sign on the dotted line without shopping first. We have a partner that will do that […]

Great News!The Bank of Canada announced today that they will again leave the overnight target rate unchanged which is great news for variable rate mortgage holders.  Variable rates are more attractive than ever as we are seeing a spread of over 1% between current fixed and variable rates. The Bank of Canada did indicate that […]

At the moment we are seeing discounted variable rates as low as Prime – 1.15% right now.  With the discounted rate promotions come a ton of questions and concerns.  We wanted to make sure we addressed a few major concerns. We understand that our clients like to know exactly what their monthly mortgage payment will […]

The Purchase Plus Improvements mortgage is a great option for many people in this situation. They get credit for the increased home value right off the bat, they get their money at a great interest rate, and they get to complete the upgrades right away and live in the home they really want! With 80% […]