The BC Government has just announced they will be introducing a new tax that will affect property speculators.  With that new tax, will come an increase to the foreign home buyers tax.  What the BC Government is trying to do is cool off the market and make it more affordable.  Click this link to read a […]

Here is a GREAT video from The Globe and Mail (no longer available at their site). Note that Chartered Banks invariably use the last calculation.

When looking to obtain a new mortgage nowadays (especially after the new B-20 guideline was rolled out) it is very good to know the difference between Banks and Credit Union’s.  That way you are equipped with more knowledge on what your options are when shopping for a mortgage.  This article touches on a couple of […]

Change at first can seem scary, especially when it is unknown or not explained properly.  We wanted to make sure our clients have a better understanding of who the changes that took place on January 1, 2018 affect.  This article we have have linked into this post really breaks it down – it explains who […]

The Bank of Canada has gone ahead and announced that they are increasing their prime rate another 1/4 percent, this is particularly important for variable rate mortgage holders. If you have any questions or concerns around this increase, please contact us at the office 604.552.6190.

If you or maybe someone you know happen to be going through, or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow you to refinance your property in order to buyout your ex-spouse. We highly recommend reading this article about spousal buyouts.  The article may answer some […]

When it comes to buying a home, there are many things to consider, many things that will affect your monthly payment or maybe whether or not you will be paying an insurance premium. Dominion Lending Centres put out a great article that touches on different down payment amounts – This article is a must read. […]

The time to make some new year resolutions is quickly approaching.  You’ve got your typical weight loss, quit smoking resolutions… why not set a resolution to save more money, or pay down your mortgage faster!  Click here to read how we can help you with your new years resolution.    

This one is near and dear to our hearts.  We always want our “B” clients to have an escape plan to get back over to the “A” side…  Having us on your side during these changing times is helpful! Returning To The ‘A-Side’

HEADS UP all you variable rate mortgage holders: The Bank of Canada made no changes to the interest rate today. However it gave cautious warnings to us Canadians that increases are likely coming… To read more on this announcement CLICK HERE.