How to Qualify for a Mortgage

General Trish Pigott 18 Aug

When it comes to shopping for a mortgage, it’s important to know what you need to qualify – However, it’s just as important to understand some of the reasons you don’t qualify. This will allow you to make some changes and budget accordingly for when the time is right. If you are in the market […]

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Inflation Update Brings Good News

Latest News Trish Pigott 12 Aug

It was widely expected that US consumer price inflation would decelerate in July, reflecting the decline in energy prices that peaked in early June. The US CPI was unchanged last month following its 1.3% spike in June. This reduced the year-over-year inflation rate to 8.5% from a four-decade high of 9.1%. Oil prices have fallen […]

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7 Steps to Becoming a Homeowner

General Trish Pigott 9 Aug

Becoming a homeowner is one of the most exciting and rewarding moments in life! While people don’t always dream of the perfect mortgage, we do grow up dreaming of a white picket fence and our dream home. Even if you imagined your dream home as a 6-bedroom mansion, we all have to start somewhere! This […]

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Investing in TFSA or RRSP

General Trish Pigott 5 Aug

A common financial mistake that people make is not investing in their Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA) early enough. They often don’t start contributing until later in life when they are more financially stable. The truth is, starting smaller and earlier, will be more beneficial. Your retirement fund could grow […]

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Use an Investment Property As Your Pension

General Trish Pigott 2 Aug

An investment property can be a great option if you’re looking for a way to generate additional monthly income. It can also be a great opportunity to help grow your wealth over time. We’ve summarized three key benefits of owning an investment property below. Supplement your income now and boost your future pension, creating more […]

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Stay Cool This Summer

General Trish Pigott 28 Jul

Can you believe we are already halfway through Summer?! To maximize your enjoyment for the remainder of the season, we have some great tips for staying cool AND saving money. 1. Cook in the Great Outdoors Summer is all about enjoying the sunshine, spending time with friends and family, and relaxing in your own personal […]

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How to Create a Monthly Budget

General Trish Pigott 26 Jul

Creating a monthly budget is the quickest way to take control of your finances and understand where your money is going. You can then review your monthly spending habits to get a snapshot of your incoming and outgoing transactions, and determine areas for improvement. Step 1: Calculate Your Income The very first step to creating […]

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Financial Advice That Never Gets Old

General Trish Pigott 19 Jul

Looking for financial advice on your personal finances? Here are five timeless recommendations: 1. Start Investing Small and Early Only around 5% of Canadians under 25 have a TFSA (Tax Free Savings Account), which means 95% have already missed out on seven years of compounded returns. Starting small could be as little as $100 month, […]

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Bank of Canada Increases Prime Rate Again

General Trish Pigott 14 Jul

Yesterday the Bank of Canada surprised all economists and financial industry professionals by an increase to the overnight target rate of 1.00%. This was in response to the continued rise of inflation across the country.  Most were only predicting an increase of 0.75%, so the 1.00% was higher than expected. Here’s what you need to […]

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What to Look for During a Home Tour

General Trish Pigott 12 Jul

Have you found your dream home and can’t wait to check it out in person? Here are a few important things to look for when you go for a home tour. Odor: Unusual smells can indicate problems such as mold or mildew issues. Plumbing and Electrical: Check water pressure and electrical systems to ensure there […]

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