Fixed Rate or Variable Rate

Mortgage Tips Trish Pigott 20 Aug

The decision to choose a fixed or variable rate is not always an easy one. It should depend on your tolerance for risk as well as your ability to withstand increases in mortgage payments. You can sometimes expect a financial reward for going with the variable rate, although the precise magnitude will ebb and flow […]

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First-Time Home Buying Tips

Mortgage Tips Trish Pigott 19 Aug

A successful home buying experience is all about getting the details right from start to finish. These tips for first-time homebuyers will help you navigate the process, save money and close the deal. We organized them into four categories: Preparing to buy tips. Mortgage selection tips. Home shopping tips. Home purchasing tips.   Preparing to […]

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Borrowing Against Home Equity

Mortgage Tips Trish Pigott 18 Aug

What is equity and how does it work? Home equity is the difference between the value of your home and how much you owe on your mortgage. Home equity is the difference between the value of your home and how much you owe on your mortgage. For example, if your home is worth $250,000 and […]

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Making Your Finances a Regular Priority

Mortgage Tips Trish Pigott 16 Aug

Just like regular housekeeping, looking at your finances is something that needs to be regularly done if you want your finances to be in order and shining. Schedule some time once a week to look over budgets and review your goals to see where you are with what you have in the bank – and […]

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Five Home Care and Maintenance Tips

General Trish Pigott 13 Aug

Home care is something we often neglect. Between our daily and weekly to do lists, home care is something that often falls by the wayside. But it makes a big difference. Your home and property benefit from regular care checkups. The good news is tackling home maintenance in 10-minute increments is the best way to […]

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Mortgage Insurance Protection

Mortgage Tips Trish Pigott 11 Aug

When purchasing your home, it will be a time filled with excitement. A product to talk about with your Mortgage Broker is mortgage protection insurance. Mortgage protection insurance can pay some or all of your outstanding mortgage balance if you lose your job, become disabled, or pass away, so you don’t leave a large debt […]

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Number of Canadians Owning Two Homes is Growing

General Trish Pigott 9 Aug

A recent survey put out by Royal LePage showed that a growing number of Canadian’s, particularly in the countries largest urban centers own more than one property. More than 10% of Canadians own at least two homes in areas of the Greater Montreal Area, the Greater Toronto Area, and Greater Vancouver. The majority of the […]

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Five Basic Steps to Home Buying

Mortgage Tips Trish Pigott 6 Aug

Your home is going to be the place that you create memories with your family and friends. Buying a home will build a financial foundation for your future. This can be an exciting time as well as a confusing time. We can help make the process feel much simpler as well as be a resource […]

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Latest News: BC to See Boost in Housing Market

Latest News Trish Pigott 5 Aug

From the Canada Mortgage and Housing Corporation’s funding streams, the federal government has given a total of $349 million towards the construction of more than 800 new homes for British Columbians. The 836 all-new homes will be spread across three projects developed by Wesgroup. These residential developments will be built in the areas of 100 […]

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Personal Home Buying Experience with Mortgage Brokers

Mortgage Tips Trish Pigott 3 Aug

Have you wondered how working with a mortgage broker can make home-buying that much more of a personal experience? Buying a home whether it’s your first time purchasing, or you have been through the process a few times, you may find yourself looking to the banks first for mortgage options. When working with a mortgage […]

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