Great News!The Bank of Canada announced today that they will again leave the overnight target rate unchanged which is great news for variable rate mortgage holders.  Variable rates are more attractive than ever as we are seeing a spread of over 1% between current fixed and variable rates. The Bank of Canada did indicate that […]

At the moment we are seeing discounted variable rates as low as Prime – 1.15% right now.  With the discounted rate promotions come a ton of questions and concerns.  We wanted to make sure we addressed a few major concerns. We understand that our clients like to know exactly what their monthly mortgage payment will […]

The Purchase Plus Improvements mortgage is a great option for many people in this situation. They get credit for the increased home value right off the bat, they get their money at a great interest rate, and they get to complete the upgrades right away and live in the home they really want! With 80% […]

Today we all came sporting a jersey in honor of jersey’s for Humboldt. We are heartbroken over the horrific tragedy that occurred on April 6th that involved the Humboldt Broncos hockey team.  Our thoughts and prayers are with each person who has been affected by this. #humboldtstrong #prayforhumboldt #jerseysforhumboldt

The article below hits the nail on the head… the real estate world is flooded with realtors.  So how do you choose the right one?  You ask the right questions! This article written by a college of mine gives you 5 great questions you MUST ask each realtor you interview. Which Realtor Should You Use?

“Do I qualify to port my mortgage?” – the most important question those of you who are considering selling needs to ask! Here is a link to an article written by my colleague that will go into further detail on this. https://dominionlending.ca/…/the-most-important-question-t…/ If you or anyone you know is considering selling and porting their mortgage […]

Spring is here… (ok so it was here two days ago), and the real estate market is hot! If you are thinking about purchasing, refinancing, purchasing an investment property, or even considering consolidating some debt – now is the time to get yourself pre-approved. Contact us at the office 604.552.6190. We are looking forward to hearing […]

Is your mortgage coming up for renewal this year? There is a a good chance you or someone you know have a mortgage that is… Wait! Before you sign… since the rule change that were rolled out January 1, 2018 it is now more important (than ever before) to know ALL your options! Contact us for […]

The BC Government has just announced they will be introducing a new tax that will affect property speculators.  With that new tax, will come an increase to the foreign home buyers tax.  What the BC Government is trying to do is cool off the market and make it more affordable.  Click this link to read a […]

Here is a GREAT video from The Globe and Mail (no longer available at their site). Note that Chartered Banks invariably use the last calculation.